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The journey of life comes with many ups and downs. For many of us there seems to be more downs than ups. More of us experience this than we probably realize! Having been in some type of counseling/treatment since the 80’s, I have a unique set of skills on personal improvement. Addiction, incarceration, and homelessness Read more

I use to think that at some point I would be taught magically to manage money, invest and earn. They do not teach the necessary classes to learn financial skills early in life. Why not? Why are we so afraid to let our children know what information and skills are required for adulthood? We spend Read more

Born and raised in the Santa Cruz Mountains of California in the 70’s To a family with problems many of us have dealt/deal with, put me on a journey to hopefully help others. From everything such as addiction, incarceration and homelessness, i believe that I have a unique perception of the world and ability to Read more